You Need a Budget For Personal Finance. You Need A Budget (YNAB) is a personal finance software with strong budgeting features. The software runs on Windows or Mac computers and has a mobile version for. The budget information is consolidated at the top of each month and YNAB has an autosave feature that saves data frequently. Another great thing about YNAB is that it also helps you move toward paying down and being free of all debt. Details at the top of each month column on the budget screen show you money that was not spent and was rolled forward from the previous month, the total overspent in all spending categories the previous month, income that's come into date for the current month and the total amount budgeted in the current month. To keep this information useful, you will need to enter or download transactions every few days or at a minimum, once a week. Cloud Sync. You Need A Budget . This feature requires a free Drop. Box account, and you can share data across all of your computers and use YNAB on any Windows or Mac computer you own. These backups also make it possible to easily roll back to previous data if you mess something up. Reports. YNAB doesn't offer a ton of reports, but what is included is very useful since the reports have decent options for customizing the data by timeframe, budget categories, payees and by accounts. Here are the reports you get: Spending by Category, Spending by Payee, Income vs. Expense and Net Worth. Click on slices of a pie chart to get more detailed information, and the reports can be printed and data exported. YNAB Pricing. You Need a Budget is low- cost; if you opt for the monthly plan, it's $5 a month. However, if you sign up for the annual plan, it's just $5.
Researching your budgeting software options can be overwhelming if you’re just getting started. I believe that whatever is the most easily executable. BudgetPulse is a free online budget planning & finance software. Helps you in personal finance management, budget planning and forecasting. Top Budgeting Software Products Capterra has helped thousands of businesses find the best budgeting software. Find research, guides, and infographics on our.
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December 2016
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